Aloha from Colorado Springs, and welcome to 2012 -- which will either be the most auspicious year ever, or the end of life as we know it, depending upon whether you ascribe to the Chinese calendar or the Mayan one. In fairness to the Maya, they never predicted the end times; rather they stopped counting at 2012, perhaps because they foresaw declining ISQs in our times and decided "why bother?" Of course, by now we have survived the Rapture, which was to have taken place twice during 2011. So, how bad can 2012 be, really? ...